“Would I be a successful insurance agent?”
“How much money can I make through insurance jobs?” and a lot more of related questions reverberates within the walls of insurance pre-licensing schools nowadays.
At one such institute, one day when candidates expressed these anxietiesabout the exam, their trainer who was one of the most successful agents in Texas, recollected the days when he started as an insurance agent. Back then, licensing exams were a force to be reckoned with. Finding a person or place for guidance or help barely existed. He didn’t pass away the licensing exams in the first try too.
But now, candidates are getting their license in the first try itself. What had changed?
The answer is aspirants prefer pre-licensing courses over self-study as a part of their exam preparation.
Pre-licensing courses are provided online as well as through direct classroom coaching. Within just two days, candidates can gain in-depth knowledge sufficient to crack the exam.
There are 5 insurance lines- Property, Casualty, Life, Accident, and Health.
The exams are conducted in a controlled environment presided by an examiner. Questions are crafted to examine candidates to the core, and as they advance through the questionnaire, test grows more confusing towards the end.
Due to this fact, experts recommend not to take two tests in one shot. Yet, in recent times, 90 percent of candidates are successfully cracking the complete set of examinations in the first attempt because they receive relevant training and tips from pre-licensing schools.
Either Life & Health exam and the Property and Casualty exams or Texas Examination for General Lines Life, Health, & HMO Agent, each consists of a total of 150 questions (125 scored; 25 pre-test) which has to be completed within the time limit of just 2.5 hours. The pass percentage for both exams is 70%.
Topics for various insurance exams differ, yet they are categorized into general knowledge and state law. Most candidates find the vast syllabus too complicated for the self-study experiment. At the same time, pre-licensing academies cover all topics to their candidates in capsuled short-term courses. Hence, more aspirants now prefer a pre-licensing course ahead of their licensing exam.
According to the statistics, from 2016 to 2017, the number of people who took health insurance coverage increased by 2.3 million.
With the number of active insurance agents growing, more and more people in the USA are getting insured.
Insurance sales agents earned a median income of $49,710 in 2017. But the best-paid ones made $76,220 in the same year.
Opportunities in Insurance careers are expanding and people of all age groups are getting licensed to try their fortune in this ever-growing marketing sector.
To know more about pre-licensing courses, Please call us at – 972-978-9319.